|  |  |  |  | |  | for Doctors in General PracticeHowden is the first company to offer comprehensive medical professional indemnity through a consortium of ‘A’ rated insurers.
As we await the results of the Department of Health consultation into the modernisation of the General Medical Council, concerns have been raised over the uncertainty associated with the discretionary nature of mutual indemnity. The HMIS policy replaces this mutual discretion with a contractual obligation – thus eliminating the reliance on a single insurer.
The HMIS policy provides reassuring levels of support at a cost effective price and includes the following:
- access to doctors for advice, support, assistance and a friendly ear, 24 hours a day, to help cope with a complaint or allegation of clinical negligence;
- Regulatory body or other disciplinary hearings, advice and protection from qualified and experienced professionals;
- up to £100,000 legal expenses cover to provide protection in the event of being accused of a criminal offence;
- cover for reputation protection;
- cover for libel and slander;
- indefinite contractual cover for practitioners when they have retired permanently or if they die in service;
- a 24 hour medico-legal helpline.
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